Chris Ralph, Chief Investment Officer at St. James’s Place, discusses recent developments for global equities and the world economy, and how falling oil prices are a broadly positive development for investors and markets. He also outlines why he thinks fund managers who make active investment decisions, rather than follow indices or the herd, can deliver superior returns.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.  You may get back less than you invested.

The opinions expressed are subject to market or economic changes. This material is not a recommendation, or intended to be relied upon as a forecast, research or advice. The views are not necessarily shared by investment managers.